Choosing an offer fills the full consideration, not just the down payment. Quotation date: 7 October 2026. Add separately applicable costs once.
Add up your quoted costs
Enter confirmed amounts in PKR, once per cost. A blank or zero extra is unentered, not confirmation that the charge is free.
What this calculator calculates
The calculator adds the property consideration and the extra amounts you enter. It is a budget worksheet, not an automatic tax assessment or an official dues calculator. Enter the figures applicable to the transaction and preserve any inclusion so the same charge is not counted twice.
The result is only as complete as the entries. A blank or zero extra means no amount was entered for that category; it is not confirmation that the charge does not apply. The estimate is visibly labelled as based on entered amounts.
Cash purchase and instalment commitment
For a cash purchase, start with the agreed cash consideration. For a complete instalment budget, start with the full plan total rather than the down payment. If you want a cash-now worksheet, label it separately and list future payments outside that immediate amount.
The distinction is important for a fixed budget. The 5 marla three-year down payment is PKR 1,975,000, but its quoted total is PKR 7,875,000. Entering only the down payment would understate the whole commitment by PKR 5,900,000.
Resale with a balance still payable
Add the seller consideration and the account balance assumed by you before entering the full land commitment. If the seller price already includes a specific liability, record that inclusion and avoid adding it again.
For example, a hypothetical PKR 3,000,000 seller payment plus PKR 4,000,000 future account balance gives PKR 7,000,000 before extras. The cash payable on transfer day may be lower than the complete commitment; keep those totals distinct.
Extras to put on the worksheet
Potential entries include buyer-side tax, applicable official transfer or membership charges, account dues not included in the agreed consideration and a separately agreed service fee. A seller-side liability should not automatically be added as the buyer’s own tax.
Use the official assessment or accepted agreement for each amount. The taxes guide provides the current FBR reference; property-specific dues and fee applicability come from the official file. Keep unknown amounts marked as unentered rather than reporting a complete all-inclusive figure.
Save and share the breakdown
The WhatsApp sharing button includes the entered amounts and calculated total so the figures can be reviewed in context. The worksheet does not submit a booking, issue an NDC or transfer a property.
Before relying on the final budget, compare the calculation with the accepted offer, statement and assessment. Preserve the date and the supporting documents so later changes can be traced rather than silently blended into an old estimate.
Want help with your South plot?
Call our team with your plot size, budget and buying question.
Sources
Prepared by Elaaf Associates using the references below.
- DHA downloads — Official form catalogue; confirm version/applicability
- DHA transfer procedures — Official process/form catalogue; versions include 2018